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JOURNALS // Uchenyye zapiski UlGU. Seriya "Matematika i informatsionnyye tekhnologii" // Archive

Uchenyye zapiski UlGU. Seriya "Matematika i informatsionnyye tekhnologii", 2020 Issue 1, Pages 89–94 (Mi ulsu29)

Computer modeling of the dynamics of bank deposits

D. V. Reutov, J. V. Tsyganova

Ulyanovsk State University, Ulyanovsk, Russia

Abstract: The paper describes a software product that allows computer modeling of the process of bank savings. The following methods for modeling the dynamics of bank deposits were implemented: modeling the dynamics of the deposit by year, calculating the size of the initial deposit for accumulation, modeling the dynamics of the deposit with periodic receipts or withdrawals from the account, calculating the shelf life of the deposit to accumulate the required amount, calculating the necessary amount of additional investments for accumulating by years, interest rate calculation for the accumulation of the required amount.
One of the important advantages that affect the convenience of user interface with the program is the adaptability for mobile devices and when accessing offline. The developed software product can be used both for modeling banking activities of organizations and economic enterprises and for studying at universities and additional education classes with an economic bias.

Keywords: bank deposits, modeling methods, Web development, PWA, JavaScript, PHP.

UDC: 004.94

Received: 27.05.2020
Revised: 12.06.2020
Accepted: 12.06.2020



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