Abstract:
The approach to automation of insurance actuaries using generic software is presented. As the basis for the software the concept of a generalized actuarial basis, common for the life insurance contracts and contracts of non-life insurance, and based on it the simulation models of the insur-ance premiums, of risk sharing, of redundancy, of assessment of capital adequacy and financial sustainability of the insurance company are introduced. The subsystem of automation of the work of the insurance actuary, which allows automation of the actuarial calculations with application of means of simulation, is described. The scheme of information flows in this subsystem is devel-oped. The problem of formation of the initial data is considered; the approach to their accumulation based on the credentials of the insurance organization and information, formed by professional associations of insurers is offered. The practical implementation of this subsystem on the platform of information system 1C 8.2 is carried out.